Therapy Fees & Rates for Trauma Therapy in California, Illinois, & Nevada

Please note that this practice does not accept insurance and operates as a private pay practice. Payment is due at the time of service. We are an out-of-network provider for most PPO insurance plans.

If you would still like to work with your insurance, your insurance company may provide some reimbursement.

Here’s how the process works:

• You pay your therapist directly, out of pocket, at the time of your session (this is sometimes called "private pay" or "self-pay").

• Instead of billing your insurance company themselves, the therapist gives you a special itemized document — the superbill. It includes things like the date of service, the type of session (like a 50-minute individual therapy session), a diagnosis code, a procedure code, and the amount you paid.

• You then submit that superbill to your insurance company yourself, usually through their website or by mail.

• If you have "out-of-network" benefits, your insurance may reimburse you for some portion of what you paid, directly to you.

The key things to understand:

• It's not a guarantee of reimbursement — it depends entirely on your specific insurance plan and whether it includes out-of-network mental health benefits.

• You're fronting the cost. You pay first, then you might get some money back later from your insurer (it can take a few weeks).

• It's different from a therapist who's "in-network," where the therapist bills insurance directly and you usually just pay a smaller copay upfront.

We accept all major credit cards and HSA and FSA cards.

The benefit of receiving out-of-network services is that your treatment is not dictated by tight restraints of managed care companies. Insurance companies require a mental health diagnosis for payment and keep records of treatment. This may or may not be helpful to many clients. 

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.

Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services, including psychotherapy services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services.

Make sure your healthcare provider gives you a Good Faith Estimate in writing at least 1 business day before your medical or mental health service. You can also ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.

Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call (800) 368-1019